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Health Insurance Portability And Accountability Act
Categories: Insurance, Estate Planning,
HIPAA. A law mandating that anyone belonging to a group health insurance plan must be allowed to purchase health insurance within an interval of time beginning when the previous coverage is lost. The law protects employees, especially those with long term health conditions who may be reluctant to leave jobs because they are afraid pre-existing condition clauses will limit coverage of any such conditions under a new insurance plan, from losing health insurance due a change in employment status. The law also creates standards dealing with the privacy of health information, which helps prevent improper use of one's medical record.
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