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Financial terms starting with "M"

1. mortgage subsidies

2. moisture vapor transmission

3. Marbury V. Madison (1803)

4. Medallion Stamp Program

5. milligram

6. market dynamics

7. masonry pointing

8. Magna Carta

9. Mortgage-Backed Security (MBS)

10. Market Establishments

11. Mortgage Acceleration Program

12. Macroprudential Analysis

13. Market order

14. Method of payment

15. Monetary gold

16. maximum foreseeable loss (MFL)

17. municipal security

18. Margin Debt

19. minimum distribution

20. middle-income

21. mortgage bond

22. modified book value

23. monetary threshold

24. Macro Fund

25. mixed-use development

26. Missing Data

27. Markovian Dependence

28. mechanism

29. MC

30. METIS

31. Moody's Investors Service

32. minor diameter

33. MRT

34. masking

35. multizone amplifier

36. Modified following business day convention

37. Mixed Offering

38. Master limited partnership (MLP)

39. master switch

40. Maintenance Costs

41. mortar bed

42. Method Based On Forecasted Fundamentals

43. margin buying

44. MT

45. managed economy

46. Market Output ESA

47. Median Household Income

48. Motion To Strike

49. mast

50. monopolistic state funds

51. mercury switch

52. metal stud

53. Martin V. Hunter's Lessee (1816)

54. management advisory services

55. Multiple Land Use

56. Modeling

57. mint condition

58. market mechanism

59. Mismatching Strategy

60. Monetary Sterilisation

61. main stack

62. mechanical application

63. MYS

64. moonlighting

65. Mergers And Acquisitions €“ M&a

66. Most Favoured Nation (MFN) Principle

67. Minimum maintenance

68. Malice

69. Market-based corporate governance system

70. metal-clad cable

71. metamorphic rock

72. Market Liquidity

73. Market-To-Market

74. miter cut

75. MATIF

76. Money order

77. muni fund

78. market value added (MVA)

79. mechanical tamper

80. market demand

81. marginal propensity to invest

82. Monetary/nonmonetary Method

83. money-making

84. milestone

85. main

86. multi-ply construction

87. medium-sized company

88. Mountweazel

89. Mello-Roos

90. masonry unit

91. Maximum Sustainable Yield (MSY) In Fisheries Accounts

92. Magnet Employer

93. Motivational Research

94. main runner

95. Multiperiod immunization

96. magnetite

97. Medical Certification

98. management accountant

99. Market Segment

100. Municipal bond

Note: Maximum 100 records reached. Please narrow your search.

Featured term of the day

Definition / Meaning of

Lump-sum Distribution

Categories: Finance,

When you retire, you may have the option of taking the value of your pension, salary reduction, or profit-sharing plan in different ways. For example, you might be able to take your money in a series of regular lifetime payments, generally described as an annuity, or all at once, in what is known as a lump-sum distribution.If you take the lump sum from a defined benefit (pension) plan, the employer follows specific regulatory rules to calculate how much you would have received over your estimated lifespan if you'd taken the pension as an annuity and then subtracts the amount the fund estimates it would have earned in interest on that amount during the payout period.In contrast, when you take a lump-sum distribution from a defined contribution plan, such as a salary reduction or profit-sharing plan, you receive the amount that has accumulated in the plan. You may or may not have the option to take a lump-sum distribution from these plans when you change jobs.You can take a lump-sum distribution as cash, or you can roll over the distribution into an individual retirement account (IRA). If you take the cash, you owe income tax on the full amount of the distribution, and you may owe an additional 10% penalty if you're younger than 59 1/2. If you roll over the lump sum into an IRA, the full amount continues to be tax deferred, and you can postpone paying income tax until you withdraw from the account.

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